Debt consolidation vs bankruptcy?

Debt consolidation vs bankruptcy?

I'm just curious as to which option is best for my circumstances... I am a 21 year old mother, my fiance is 23. Over the years we have encountered some misfortunes being both irresponsible and young! We have accrued about 15K in medical bill debt, credit card debt and the delinquency of a repossessed vehicle from from several years ago. We are overwhelmed and ready to get our finances in order so that we can begin enjoying our kids and our lives to the fullest. We've grown up a lot over the years and we have accomplished more than I could imagine together, the good outweighing the bad by far, even for being so young. I feel that we are too young ot file for bankruptcy and the amount to small for such a negative mark on our credit. At least with debt consolidation, as the payments are made on time and our collectors paid our credit will be improving. I think that debt consolidation would be more honorable and gratifying because I'm not just wiping the slate and not paying off my earned debt as we would be doing with backruptcy. I kinda see it as a cowards way out :/. I own my mistakes, as does my fiance, we just want to make the right decision and I'm just curious as to others opinions on the matter. Thank you in advance...

 

BEST ANSWER: Try this site where you can find the best solutions for you:SMARTFINANCESOLUTIONS.NET

 

RELATED QUESTIONS:

 

 

WILL MY CAR INSURANCE BE HIGH?

I'm 18, from california, and ive had my license since i was 16. I currently drive a 04 volvo and im planning to get a 2012 or 2013 chevrolet camaro LS. The plan is to trade in my old car but my mom is complaining that my insurance will be like $300 or more a month. Is that true? I have safeco btw thanks

 

 

What is the best..or cheapest...?

Car insurance? I wanna know the best. And i wanna know the cheapest. Thanks!

 

 

Is there insurance for?

is there insurance for rabbits or is it just for cats and dogs? my rabbit is about 3 years old and want to get some insurance for her if i can.

 

 

Should I include collision on my car insurance?

I have a 2002 Honda Civic sedan with 99,000+ miles on it. In shopping around for better car insurance (my old policy expires next month), most agents I interacted with included collision for around a $300 annual premium. Some people I told about my insurance shopping said that to carry collision on such an old car is not necessary. I'm seeking an unbiased opinion as to what are the advantages, if any, about including collision, or any other info on what to look for in a good policy. Thanks.

 

 

Auto Insurance company is refusing to cover my rental car. What can I do to fight this?

Exactly a week ago I was involved in an accident at the fault of another driver. The other driver's insurance company (USAA) has been sitting on the case not doing a damn thing. I had to call them yesterday just to get them to read my accident report, and accept liability. They hadn't even contacted the policy holder! They told me that they would set me up with a rental car, and cover the fees. Today I went to Enterprise to pick up the rental car and was asked if the insurance company (USAA) had mentioned anything about a underage bracket fee. When I told them that they hadn't, the woman at enterprise contacted USAA. It was then that they stated that they would not pay for the underage fee (I am 19), which is about $22 per day. Naturally, I was completely outraged. Both my insurance company and USAA's offices are closed at this time, so I have to wait until tomorrow to contact them. I was told by my agent that because the accident wasn't my fault, ANY cost that is a result of the accident MUST be covered by the other driver's insurance company. What can I do about this? I don't have the money to pay for the fee, but I need the transportation. I've already been without transportation for a week.

 

 

From whom can I get home insurance in Delaware if I own a Pit-bull?

From whom can I get home insurance in Delaware if I own a Pit-bull?

 

 

How much on average is insurance on a 2005 chevy silverado 2500 or ford F-250?

Looking to buy one of these vehicles and wanted to see how much on average it is. Thanks!

 

 

I only have liability insurance and was hit by another car?

I only have liability & when the other guy hit me he ran away on foot leaving the car. I made a police report and they gave me the other party's info. Now his insurance is saying they can't help me until they know who was actually driving his car. What can I do to get my car fixed because it is not drivable? Can I get a rental car? Can his insurance deny me completely if they don't find the driver?

 

 

How much would insurance cost for a mazda rx7 as a young dirver?

i was thinking of getting a mazda rx7 for my first car. i know its a twin turbo which make it faster but , and im sure everybody heard this b4 but i wont b speeding in the car i realy just like the look and my parents friend is selling his so it is more handy.. im from ireland. can anybody tell me how much would it cost me and any way of getting cheaper insurance. thanks

 

 

SR-22 Insurance help?

Got pulled over in the state of Iowa for not having a license, but I did have insurance should I deserve to get SR-22 insurance?

 

 

Cheap car insurance for Land Rover Discovery?

I'm about to buy a 03 Disco and was wondering what everyone is paying for car insurance. I'm 25 with no accidents on my record, but the quotes I keep getting seem to be outrageous. I'm just curious if that is common or if there is a company with decent full coverage rates for discoveries. Thanks for the help

 

 

Ex husband to pay off car. Who pays insurance?

Since my ex is paying my car off in the divorce shouldn't he be responsible for the full coverage insurance? I cant afford full coverage. If I only get liability should he cover the rest to obtain full coverage? Help!

 

 

Regarding Auto Insurance?

Applied online to AAA for an auto insurance quote.. Currenty with Geico and AAA ssent email offering to beat the rate.. So I completed the app online nad a gal calls me back.. My GF answers the phone and she gives it to me.. So the rep from AAA asks who is living with me and if she drives.. I told her a friend and she doesnt drive, no DL for over 10 years.. So AAA tells me I have to list her on the policy even if she isnt licensed and never drives a car.. So I said No thanks and said goodbye. whats the policy on roommates having to be insured for auto insurance? Not listed on my current GEICO policy.

 

 

Is car insurance cheaper for a 2008 Honda Accord then a 2005 Honda Pilot?

I'm considering trading my 2005 Honda pilot for a 2008 Honda Accord do you think my insurance would go up or down?

 

 

Thinking about changing to TD for auto insurance?

My current auto insurance company is charging me around $380.00 per month for insurance TD quoted me for $230.00 per month. I have only been with my current insurance company for 4 months now is it worth changing? here is TDs rules for cancelling. I personally think it is worth the change would TD still take me if i cancel early into my policy i haven't missed a payment and this would be the first time i cancelled a policy. Do there rules apply for me Cancelling???? or am i alright for changing? also i paid first and last do they take my last month as a cancellation fee? anyways let me know thanks TD Canada Trust rules for cancelling If an insurance company has cancelled/refused your policy for whatever reason (e.g., non-disclosure of tickets, non-payment), we are unable to provide you with an online quote. We do not take into account a policy that you cancelled yourself.

 

 

Is there such a policy that combines life insurance/investments/savings?

Maybe trying to get the best of all worlds but Im looking for a plan that has life insurance but the money i contribute is invested or accumulated for some sort of return.

 

 

Does anyone know where I can find good affordable health insurance?

I lost my job a few months ago along with the health insurance, does anyone know where a 24 year old guy, no health problems, etc can find a cheap but good health insurance company?

 

 

Life Insurance?

Can you buy life insurance on anyone? I mean could you buy life insurance on everyone in the nursing homes, then collect the reward? Or quickly buy life insurance on hospitol patients?

 

 

Car insurance cover note?

Hello. Could anybody please help me to sort out? The thing is that at last I have just registered my European left-hand drive car in the UK. Before that not too many insurers could insure such a car,but I've found AJ Car Insurance company. They sent me a monthly Cover Note until my installments have payed in full, but the last Cover Note has been sent 5 days later then expected,because the insurer just forgot to send it on time and sent it after I reminded them...In fact they left my car without insurance for 5 days ... So can they do so and what can I do in such situation? Can I charge this company for that and how? Thanks anybody who answers my question.

 

 

I can't afford to get Health insurance will I be penalized under the Affordable healthcare act?

I am literally living paycheck to paycheck this year so far has gone from bad to worse for me and now I have to have health coverage and I wasn't able to make the March 31st deadline

 

 

Best Insurance for Speeding Tickets?

I will be getting married in a month and need to get new car insurance. What insurance companies offer the best rates for people with speeding tickets? I have 2 speeding tickets, and my fiance has 2 accidents on record... any suggestions of the best places to start looking?

 

 

Is it cheaper to be provisionally insured first?

My test is booked in a few weeks, would it be cheaper, to get insured provisionally for less, then pay extra when (if) i pass to be a 'full licence holder' or would it be more expensive, because initially i was planning on getting the insurance once i'd passed, but then the insurance company suggested getting insured provisionally, then paying extra for the full licence insurance, which option would be cheapest? or would i really not save an awful lot anyway

 

 

18-yr-old driver, new liscence, needs insurance?

In the suburbs of Dallas, Texas. I know that a major company won't take a new driver on as first-time insurance, or the rates would be really high, so what's the best suggestions? Thanks!

 

 

How does motorcycle insurance work?

So I just wanted to know a little about the pay brackets with motorcycle. Im not talking specific numbers cause I know to just get a quota for that. What I heard is for things like scooters or bikes under 150cc there is a bracket. Then it goes up for anything between 150cc to less than 400cc. Then after that you can expect insurance to go up more when you get into the 600cc supersports and so on. I know im wording this kind of poorly. It makes sense just like how insurance for a Ferrari is going to more than a pickup truck or economy car. I just remember someone saying on a forum that they got a ninja 400r and they were happy that its technically a 399cc engine bucause if it was just a bit more the insurance would have gone up to the next class in motorcycle insurance. I just wanted to know if someone can help explain how this works. I wouldnt mind having something stronger than a 250 or 300 motorcycle but if it means that insurance is going to double or something for a 600 or 650 then I may stray away from it because I still have insurance for my car. Also on a side note how exactly does super sport insurance typically compare to standard bikes? For example maybe a gsxr 600 or CBR 600 vs something like a SV650. Both have similarly sized engines but Im sure 600 super sports are more aggressively tuned and other factors. Lastly my one friend had a Kawasaki. I cant remember what kind but it may have been like a 2002 ninja 600? Anyways his monthly insurance was like less then $20 a month! Does anyone know what kind of coverage he may have had. When he crashed it, insurance paid for the damages to the car he hit and for himself. The bike however, was not covered at all. Is this a real thing or am I remembering it wrong? Sorry about the book! I was just curious. Thank you everyone for the help!

 

 

Staying on my mother's health insurance?

I'm 19 years old, in good health, and moving out. My mother has been laid off and is getting a job out of state which is forcing me to move out (i'm not complaining just informing). She will be on cobra health insurance until the new job's health insurance kicks in but I was wondering if I'd still be able to be covered under her new job's insurance if we aren't living together. The only reason I ask this is because I am currently working part time at a job that offers health insurance but it is $70 per month. If it were up to me I'd go without health insurance but she informed me that it is required by law now (yay). I've read in some places that I would be able to stay covered by my mother's insurance until age 26 but I've also read in other places that if my job offers health insurance I cannot be covered on someone else's as a dependent. I live in Georgia if that matters! Any tips/suggestions welcomed, thanks!

 

Debt consolidation vs bankruptcy?

I'm just curious as to which option is best for my circumstances... I am a 21 year old mother, my fiance is 23. Over the years we have encountered some misfortunes being both irresponsible and young! We have accrued about 15K in medical bill debt, credit card debt and the delinquency of a repossessed vehicle from from several years ago. We are overwhelmed and ready to get our finances in order so that we can begin enjoying our kids and our lives to the fullest. We've grown up a lot over the years and we have accomplished more than I could imagine together, the good outweighing the bad by far, even for being so young. I feel that we are too young ot file for bankruptcy and the amount to small for such a negative mark on our credit. At least with debt consolidation, as the payments are made on time and our collectors paid our credit will be improving. I think that debt consolidation would be more honorable and gratifying because I'm not just wiping the slate and not paying off my earned debt as we would be doing with backruptcy. I kinda see it as a cowards way out :/. I own my mistakes, as does my fiance, we just want to make the right decision and I'm just curious as to others opinions on the matter. Thank you in advance...

 

Looking for affordable health insurance for the sefl employed?

i cannot find any affordable insurance and i need assistance

 

 

Annuity insurance in colorado?

what is my coverage for an annuity under Colorado law?

 

 

I wonder how many points will my insurance raise ?

So my car was parked in-front of a SUV Lexus in a parking lot. Then, i left my friend's house and started to drive. I stepped on the gas pedal to drive forward but i forgot that the car was still in Reverse mode. So i hit the Lexus car which was behind my car and luckily no one was in that car. There is damage on that car's left side headlight and left-side of the bumper. I wonder how many points will my insurance raise ? i just got the license like a few months ago and this is my fist accident. The SUV Lexus car's parts and labor fee is really expensive so i might don't have enough cash to pay them thou. (estimate $3000-$5000)

 

 

How much would insurance cost for an old 1960s/1970s car?

im new to everything dealing with cars and i lovee the 1967 cadillac eldorado..

 

 

Can a 16yr old register a car in his name in TEXAS and can he still be on parent's insurance?

Does anyone know for sure if it is legal in TEXAS for a minor to purchase a vehicle in his name? The car lot said it was okay but my insurance company says that it must be in my name for him to be on my policy. Is that true?

 

 

What would Jesus do I f he didn't have car Insurance?

what would Jesus do I f he didn't have car Insurance ? and there was no help from god?

 

 

Someone else got a speeding ticket in my car, does my insurance rates go up?

My fianc was driving my car when we were coming home from dinner, he was doing about 17 over I believe and got a ticket, however he's a permit driver.. The car is mine and is insured and registered in my name, I gave my license and registration to the cop when he took my fianc permit, the ticket only had his info on it, my plate number and the date my registration expires. No other information of mine is on there. He didn't ask to see my insurance card. So question is, are my rates going to go up because my fianc was driving and caught speeding?

 

 

Renters insurance?

what exactly is renters insurance all about? is it pretty important or a waste of money?

 

 

Selling a car but keeping insurance?

my question is, i have a car at the moment with 2 years no claims bonus.. (i should have 3 years in july) but i am selling my car this week to a mate. they said if i cancel my insurance policy i will only have 2 years no claims can i still sell the car to someone else and just keep the insurance running for it without saying so i'l have 3 years by july or do u have to cancel it once sold, the guy im selling it hasnt actually passed his tes so prob wont even be insuring it for a while and when he does he said hes gonna put the car on his girlfriends insurance

 

 

Will paying off my car loan lower my premiums on my car insurance?

After some research on the pros and cons of paying off my car loan early, I've decided to go ahead and pay it off while I can. Despite all the research, I still don't know if doing so will help lower my insurance rates. I have to carry full coverage on my 7-yr-old car (I purchased it used) as long as the bank holds the lein. Thanks!

 

 

Can you help me figure out how much car insurance I'd be paying?

I'd like to get a cheap used car for personal use. I'd spend less than $2000 on it, so it'll be at least 10 years old, I imagine. I'm a 22-year old female. I have my Driver's Ed certificate. I live in Alberta, Canada. I have never owned a vehicle before so I have no history of accidents or tickets or anything. I've had my license for about a year now. If you know anything about insurance, can you please tell me approximately what my monthly insurance payment would be? Any help is much appreciated! Thanks in advance!

 

 

Does your car insurance on old car cover your new car for 30 days?

i just got a new car. i traded it for a new one. i live in illinois and i am insured with geico. On my way home that night i got the car i got pulled over and got a ticket for not having insurance on that vehicle.i tried telling the cop my situation but that still didn't matter to him. So he gave me a $500 ticket. i was told when you get a new car your old insurance will cover you for 30 days. i called Geico numerous of times and they wont help me. Is there anyway to get out of this ticket? is there an illinois law that states something about this?

 

 

How much is Taxi Insurance in South Jersey?

I heard Taxi Insurance is Cheaper in South Jersey vs North Jersey. What town are you in? Thanks.

 

 

Why do questions say cheap car insurance and affordable health insurance, not cheap health & affordable car?

Questions about finding inexpensive car insurance usually refer to it as cheap . Questions about finding inexpensive health insurance usually refer to it as affordable . I do not recall ever seeing a question refer to affordable car insurance, and only rarely to cheap health insurance. Why is this? Why do car insurance questions use the word cheap and health insurance questions use the word affordable , and not the other way around? Is it just tradition, like saying Merry Christmas and Happy New Year , but never saying Happy Christmas and Merry New Year ? Is it because the law has the word affordable in its title, causing that word to be associated with health insurance? Is it because most of the questions are from someone who is trying to manipulate search results by causing searches for cheap car insurance and affordable health insurance to come to this website? Is it because car insurance questions usually come from users under 25 years old and questions about getting health insurance usually come from older users (health insurance questions from users under 25 usually have to do with saying on their parents' insurance and/or using their parents' insurance)?

 

 

Why the **** is my car insurance so high?

I don't have a car, but I just checked how much my insurance would be if I did have a car.... $850 monthly, and $10,000 yearly. Why the **** is it so high? I'm in Canada &19 years old... I don't think this can be right, I always see young with their own cars, no way they are paying this much ... on top of it all there is gas, oil changes, all that other stuff that will cost thousands more.

 

 

Is there a car insurance that will give a young driver a reasonably quote?

i recently purchased a mk1 ford fiesta. theres no mods to the car and tax wise i think its a classic. its a 1984. i have wanted a mk1 fiesta for years now and its the car i want to drive. im 17 and the cheapest quote on any car ive been given is 2000. are there any companies that will give me a good quote on my fiesta

 

 

Im 17. How much should my parents expect to be paying for my car insurance?

Im 17, Soon I will be driving a 96-00 Acura Integra GS-R. I will be insured under my parents AAA policy. How much should my parents expect to pay?

 

 

Car insurance help please?

Ok, im 16... 17 in a few days, im looking at cars for when i pass my test and all that. What would be the best for a first driver.. Ive been quoted 10,000 on a 1998 ford ka.. Can any one help? Thankyou

 

 

Is the health insurance paid to lay off employee taxable?

If a company paid it's terminated employee a 6 month health insurance coverage, does this health insurance insurance payment taxable?

 

 

Can I carry car insurance for a car that's not in my name?

Our car just broke down and we can't afford a new one. My father-in-law wants to finance a new car in his name but let us drive it. Is it possible for my husband and I to carry ...show more

 

 

Do you have to report a DUI to the car insurance company?

My friend got a DUI not too long ago. This is the state of Florida, and she has Allstate. I understand that her getting a DUI is now public records because she spent the night in jail. Because the fact that it's public records now, is she required to inform her Allstate insurance company about her DUI? Also, what will happen either way whether she reports it to insurance company or not? Will they remove her from her insurance or jack up the rates? It is her FIRST DUI and other than that she has a good driving record. Thanks.

 

 

How can I put my girlfriend (8 1/2 years and still going strong) on my health/dental insurance?

Hi guys, so I have asked my job and it seems the only way I can add her to my health/dental insurance is if 1) we are married or 2) if i provide proof of living with her for a certain amount of years. There has to be some loophole because I really think it is ridiculous that we have been to together since we were 16 and I cant add her or help her in such a way. There is no possible way, in timeline, for us to qualify for such rules. 16-18 years old (in high school and lived with parents), 18-23 years old (Attended separate universities and lived in different cities), 23- 24 1/2 years old, (both living with parents back home, we alternate and stay at each others place, so have no set home or bills in our name, such as direct tv, electricity, internet, you name it. we are blessed with awesome parents) and yes we have though about just getting married, but no way... we are waiting until we are established and can fend for ourselves to make a decision like that, but yes we do want to get married some day, but not over screwing the government or other reasons. Also we live in california if that helps, since i know every state varies, thank s guys!! ^_^

 

 

Where do i get the best deal on car insurance?

i`ve just finnished a six year ban and i`m looking too get back on the road legal...but i`m finding it difficult too get affordable insurance

 

 

Which company offers the cheapest car insurance for a 17 year old male?

im 17 and i need insurance and wanted to know the cheapest

 

 

How much is a car and insurance going to cost me when I turn 17?

I've got a few hundred pounds at the moment as I will turn seventeen in two months. I really want to start driving as soon as possible, but I'm clueless to how much it was cost me a year and what are good first cheap cars.. Also if anyone knows some good cheap car sites it would help, thanks :)

 

Debt consolidation vs bankruptcy?

I'm just curious as to which option is best for my circumstances... I am a 21 year old mother, my fiance is 23. Over the years we have encountered some misfortunes being both irresponsible and young! We have accrued about 15K in medical bill debt, credit card debt and the delinquency of a repossessed vehicle from from several years ago. We are overwhelmed and ready to get our finances in order so that we can begin enjoying our kids and our lives to the fullest. We've grown up a lot over the years and we have accomplished more than I could imagine together, the good outweighing the bad by far, even for being so young. I feel that we are too young ot file for bankruptcy and the amount to small for such a negative mark on our credit. At least with debt consolidation, as the payments are made on time and our collectors paid our credit will be improving. I think that debt consolidation would be more honorable and gratifying because I'm not just wiping the slate and not paying off my earned debt as we would be doing with backruptcy. I kinda see it as a cowards way out :/. I own my mistakes, as does my fiance, we just want to make the right decision and I'm just curious as to others opinions on the matter. Thank you in advance...

 

Insurance rates for 19 year old?

what would the insurace rates be for a 19 year old driving one of these cars. all cars would be sedan (4-door) models. 03-04 honda civic 97-01 subaru impreza RS 96-98 BMW 318 94+ acura integra 98-01 honda accord 00-03 nissan sentra

 

 

Why is car insurance more expensive based on age than value?

I am trying to shop for a new car but I want to know if I can manage the monthly expenses such as insurance and gas. I am interested in the 2011 Nissan Altima 2.5 S Coupe the Kelley Blue book value for the car is $17,000. The car has really good gas but I was shock to see the estimated quote for car insurance to be over a $100 a month. I was also interested in the 2008 Lexus IS 250 and the Kelley Blue Book value is $21,000. The gas for the car is okay but not as good as the nissan but the estimated car insurance quote to my surprise was only $45 a month. That doesn't really make any sense shouldn't it be more expensive since the car is worth more?

 

 

Car insurance for sport car?

I have 2005 Mazda RX8, want to give it to my teenager. My question is if it count as sport car or 4 doors sedan( it has 4 doors called suicide door). Can someone help?

 

 

If you can't afford car insurance, then you can't legally drive. If you can't legally drive, you can't...?

If you can't afford car insurance, then you can't legally drive. If you can't legally drive, you can't get to your job. If you can't get to your job, you lose your income. How is this fair????

 

 

Another pregnancy insurance question?

we live in california, and we need insurance very soon, what is the household income limit to get assistance for a pregnancy

 

 

How much is car insurance for teenagers or New drivers ?

Hello, My father is planning on buying me a a car when I get job to pay for my own insurance. I was wondering how much car insurance would be for me. I am 16. How much would it be if I'm also on my parents plan ? You don't have to give the exact price, just a price range. . . And the car would be a regular nissan or economy car.

 

 

Termination Car Insurance Policy?

Hi folks, I need to cancel my current car insurance policy. Do i have to write a termination letter to notice the insurance company, even if i already call them? Or do i just need to call and let them know that i wanna terminate? Does anyone have the sample letter about how to write a termination letter. Any help will be appreciate :).

 

 

I Need Health Insurance?

I am currently 19years of age and a full time college student. I am not working but I need to find affordable health coverage. My insurance ran out as soon as i turned 19 and what i paid before was about 10 dollars a month because i was a orphan or something like that of the state. what should i do? even if i get a job now i cannot afford to pay 200 dollars and upwards a month.

 

 

What would insurance be for me with these cars?

2002 Impreza rs. silver, 4 door, all wheel drive, manual transmission. 2004 nissan sentra se-r, silver, 4 door, manual transmission. I'm 17 years old and would drive the car to work and school about 5 days a week.

 

 

What is a good low cost health insurance plan for my family?

I am 27 and my wife is 26. I am currently a full time college student and my wife is bartending until I finish school. We have no kids but also not a lot of money. I don't mind ...show more

 

 

NEED CAR INSURENCE ADVISE!!?

I got a quote on a Citron c2 it's. A 1.1lt and. The quote I got was 3rd party under my dad insurance my best quote was 6000 and that was direct to Adrian flux so I need advise ...show more

 

 

Do you pay car insurance every month or every six months?

Need it for the class I'm in now. Help quick!

 

 

How much would it cost to insure a 17 year old driver with a 2003 corvette?

i should say how much more? right noq i drive a 2005 chevy avalanche LT and i have always wanted a corvette. i found one from a dealer that i might be able to afford if insurance isnt too much. i have usaa insurance and ive never had an accident or ticket, im not an honor role student but i pass with c's ans b's(I've herd honors affects insurance), i live in ct ( ive herd the state affects insurance), and i've done the minimal drivers ed (only the drug and alcohol courses which are required atleast in Connecticut). my insurance allows me to drive all the cars i want that are connected to that insurance plan. thank you!!!

 

 

Motorbike Insurance Help!!! Please!!?

Im 16 and live in Ireland and have a provisional A1 license and im getting a road legal motorbike soon. I rang up quinn direct yesterday and got an insurance price for a 1999 Honda Rebel 125, Fully Comp. Bikes worth 1500. they quoted me 1685.70 and got the same quote from AON and there quote was 2575.. could anybody please tell me how much dearer it would be to get insured on lets say a honda cbr125 or aprilia rs125?? or maybe a honda nsr 125? i know the insurance will go up quite dramatically but would anyone have a rough estimate??

 

 

Under the Roberts ruling why cant the gov. require everyone buy car insurance.?

Whats the difference. The only differences I see argue better for the personal mandate for car insurance more than health insurance. 1. Everyone using a vehicle on a regular bases. Even if you dont drive, you take a bus or cab or cross a street. 2. Driving is at least 10 times more dangerous than anything else most people will do on a daily basis. 3. If you have car insurance you less likely to need healthinsurance.

 

 

Average cost of auto insurance for a truck per month?

Average cost of auto insurance for a truck per month?

 

 

Question about car insurance for a Honda Civic Si?

Ok so I'm 16, I just got a job and I have my permit and as soon as I get my license I'm going to be buying a car. I have already chosen my car. A 2006-2010 Honda Civic Si. The question is should I get the Honda Civic Si Coupe or the Sedan? Will the insurance be any different between the two or will it be very close if not the same? Thanks for all information.

 

 

Will my permit increase my parent's insurance rate? I'm not going to drive their car.?

If I get my learner's permit and I don't plan on driving my parent's car until I get my license, will my parent's insurance rate go up? I'm going to drive a driving school's car.

 

 

Do you need insurance for a driver's permit?

I'm hearing different things from all different places and rather than sifting through all of the crap at the dmvedu website I thought I'd ask you guys and get a straight answer. Do I need insurance to get my permit, or just for my liscense? I live in California, by the way, if that makes any difference with the law.

 

 

What is the most police can do or insurance company if i insure a car with the wrong age?

i would like to know what would happen if i insure a car say am 20 and insure myself as 30 years old (much much cheaper) what would the insurance company do if they find out and also if the police find out when i get pulled over in the roadside? is it fraud? what will happen to my license? fines? court?

 

 

How Much Would My Car Insurance Be?

I'm 17 years old, I'm a guy, it's my first car and it's most likely going to be a 2004 Impala or a 2000 Lincoln Navigator. I'd most likely be on my mom's insurance. Could you guys give me like a general estimate of what I could expect to pay a month. Thanks in advance.

 

 

Can new auto insurance company find an incident not reported with DMV but claimed with current insurance comp?

I want to change my auto insurance comp, i have claimed an accident with it for which i did not get a ticket. So will it matter if I don't report it to the new company while asking for quotations? Do insurance companies talk to each other or share data?

 

 

Do you know of a good health insurance plan?

I need to find a plan that is affordable outside a group plan or is there a group plan available to me? I do not want the discount card type of plan I want an actual insurance policy accepted by many doctors and hospitals. 80/20 coverage is great with annual deductible choices.

 

 

525i First car, how much insurance?

Hey, Im currently trying to get my driving lisence and I was thinking of buying a BMW 525i 1995 model as my first car, how much will the insurance cost approximatly? i know it will be expensive, but how expensive?

 

 

Peugeot 106 or 206 for first car?

Im 17 and im goin to buy a new car , wot should i choose wot will be least on insurance will there be much difference , how much on average will insurnce be in the uk , north west, any other suggestions for a car upto 800 to spend, thanks x

 

Debt consolidation vs bankruptcy?

I'm just curious as to which option is best for my circumstances... I am a 21 year old mother, my fiance is 23. Over the years we have encountered some misfortunes being both irresponsible and young! We have accrued about 15K in medical bill debt, credit card debt and the delinquency of a repossessed vehicle from from several years ago. We are overwhelmed and ready to get our finances in order so that we can begin enjoying our kids and our lives to the fullest. We've grown up a lot over the years and we have accomplished more than I could imagine together, the good outweighing the bad by far, even for being so young. I feel that we are too young ot file for bankruptcy and the amount to small for such a negative mark on our credit. At least with debt consolidation, as the payments are made on time and our collectors paid our credit will be improving. I think that debt consolidation would be more honorable and gratifying because I'm not just wiping the slate and not paying off my earned debt as we would be doing with backruptcy. I kinda see it as a cowards way out :/. I own my mistakes, as does my fiance, we just want to make the right decision and I'm just curious as to others opinions on the matter. Thank you in advance...

 

I need help with car insurance please!?

Ok here's the deal, im 18 yrs old and i currently financed a vehicle with the assistance of my mom. I agreed to pay for the car and most of the insurance. I financed the car with the plan of paying only general liability car insurance. After signing the car from the used car dealer, it came to my knowledge that i will have to get FULL coverage auto insurance. The reason behind this is because i need to protect the auto loan that i got to finance the vechicle. It is impossible for me to pay for full coverage of this vehicle as i called for a qoute and learned that i would have to pay an insane 300-400 a month. I dont know what to do, im going back to the dealer to explain the situation and hope he will be willing to get the car back. If the dealer wont agree to get it back, what are my options? Can i sell the car privately and pay off the loan with the money i get from selling it? My goal is to just buy a really cheap car straight up and only pay for general liability insurance. Help!

 

 

If a car is totalled who gets the insurance check?

My car was totalled, I am still paying the bank for it. Does the insurance company cut the check to me or my finance company???

 

 

Insurance for a honda civic?

I am 16 years old getting insurance for the first time got my licence a week ago never driven on it.....i want the simplest insurance ever something that will let me drive my car legally

 

 

Can I get decent car insurance through Aetna?

I have them as health coverage through work. I just moved from FL to DE and my insurance through Geico DOUBLED!!! I am trying to find a better rate.... any ideas? Thanks

 

 

What health insurance is recommended for a single dad with 3 kids, with a budget but have decent coverage?

I am a single father of 3 kids and looking for health/dental/vision insurance for my family. We don't really go to the doctor as much but still want decent coverage in case I need to do so. Any ideas? Am based in Southern California.

 

 

Please Help me to find the cheapest insurance for my car?

Hello, I've baught a car two months ago, but I havn't insured it yet because insurencse is so expenive. I'm trying to find the cheapest deal and I need your experince in that. My car is Honda, accord, year 1999. My age: 23 Single State: Virginia City: Richmond. I'm international student and I don't have social security number I'm not sure if that would make a difference ! I've just got the driving license. I need reliability insurance if this would make a big discount. By the way, my GPA is very good. If you can help me out with agencys phone numbers or any guess about the insurance It will be greatly appreciated Thank you in advance

 

 

Still waiting to hear from car insurance if car is a write off?

its been a week since this guy hit me from behind. he was 100% at fault. how long do i have to wait to find out if my car was a write off? the car is fixable and i need to know how much to fix? want my car back!!!!!

 

 

Will my car insurance rates go up, hit and run accident?

I was parked out of my girlfriends house and apparently during my visit someone had hit my car that was parked on the side of the road. The other car just nicked my bumper (no damage to fender) but hit it hard enough to totally tear the bumper off the driver side and the front of the car and was left dangling on the passenger side. There were also scratches on the top of my driver side mirror, and the mirror itself popped out and was shattered. Basically my question is...if I claim it, will my rates go up? I believe I am insured under my parent's names and not my own. I had one accident that was my fault about 2 years ago.

 

 

Comprehensive car insurance ?

My comprehensive car insurance will be expirering next month. At the moment I'm with youi and they are asking $876 to renew it for my 2003 Mitsubishi pejaro. Pls help me to find best and cheapest insurance in Victoria Aus. Tks

 

 

I am growing my insurance agency. Any sugguestions on how to avoid the time consuming busywork ?

I am good at getting people to buy from me, but hate all busywork . I am licensed and live in California, and sell personal health, life, car, and home insurance. I recognize that by not doing all the work, from running the quote to entering the data, that I should not be entitle to the full sum of the commission the carriers pay. Is there any franchise out there that has people who do all the deskwork so I can sell more? Its worth it to me to trade off part of the commish if I can get more people to buy from me. And I feel confident that I can bring more and more people in. My problem is that I lose oodles of time working their dec pages, typing in all their data to the various carriers.. Note: please dont answer if you are a recruiter. I am really looking for a good honest perspective from someone who has been in my shoes......Thanks so much.

 

 

Can I go to a doctor and claim no insurance even though I have health insurance?

I don't want my father getting bills from the doctors office or his insurance company.

 

 

Health insurance question?

ok i'm a international student and i just found out that i got a cervical cancer or abnormal cell growth, and i don't have a health insurance and i don't know how to pay for it? if i get a health insurance would it cover it?

 

 

Can anyone tell me if there are affordable doctor for people w/o insurance?

Can anyone tell me if there are affordable doctor for people w/o insurance?

 

 

How much should a teen pay for car insurance (10 pts in 24 hrs!)?

I'm 17 years old, female and will be driving a 2011 Hyundai Sonata. I live in New Jersey and I'm wondering how much it will cost. When I looked for quotes online it said 450 a month. Will this be accurate? I passed my permit test with a 82. Can anyone give me numbers and not 50-500 stuff? And i need to know ASAP Will be picking best answer by the end of today!! thank you. or atleast answer: how much did you pay at 17 info and stuff. Thanks!

 

 

How can I get some insurance?

I received a brand new bike a week ago but I dare not give it a try because I have not got it covered by insurance yet. I have tried multiple insurance companies online but every one I tried there would be a snag. Mainly it would be, 'what kind of driving licence do you hold'? I personally hold a clean driving licence for a car, but in the drop down list of different driving licences 'car' was not among them, so I could not go to the next section to continue trying to insure my bike. I live out of the city so applying for insurance and paying for it online would be the easiest option.

 

 

If you have AAA auto insurance?

Have you received a rebate? I am thinking of changing my auto and home insurance to them. They are not much cheaper than my current provider so I was reluctant to change, especially my home owners as I have heard it is not wise to switch home owners insurance in California. Anyway, the guy at AAA said they give back a rebate at the end of each year for 5%-7% of your policy cost if you do not have any tickets or accidents. I have searched to see if this is in fact true or if it is something they use to get you to sign up and then for some reason not qualify for it. Just wondering if anyone who has the insurance has got a rebate before or if anyone has heard of this? Thanks

 

 

Why did so many Liberals run away from the ACA as soon as they found out that they'd have to pay for their own Affordable Health Insurance ?

Why are so many Liberals running away from the ACA they declared that they needed so desperately as soon as they found out that they'd have to pay for their own Affordable Health Insurance ? I don't get it ?......Liberals asked for Affordable Health Insurance not Free Health Insurance so why are they running way from Affordable Health Insurance now like it is the plague and even opting to pay a fine rather than buy Affordable Health Insurance for themselves /

 

 

Does my boyfriends name have to be on the car title in order for me to be put on his insurance?

I will be buying a car this weekend. I am under 25, so the insurance is outrageous. my boyfriend is over 25. It is a lot cheaper if i just add myself to his insurance. My question is does his name also have to be on my car if i want to be put on his insurance? I was told yes but im not sure.

 

 

What will happen if I don't sign up for covered california health insurance?

I live in ca, I don't have healthcare and I am eligible for covered ca health insurance. What will happen if I don't sign up for it? Do I have too? Will I get in trouble if I don't?

 

 

How much would insuracne cost on a 2010 Chevy Camareo for a 17 year old?

What are some nice cars that arnt sports cars? Insurance costs alot for a 17 year old with a sports car

 

 

How much will my insurance cost?

Hi! I'm a new driver and thinking of getting a new honda accord 2013. I'm 20 years old and I'm wondering whats my quota gonna be? thanks!

 

 

Recommended auto insurance in us?

Specifically NJ. have some points. Any help on which would be cheapest?

 

 

Teen driver and car insurance?

I am 17 years old and am looking to buy my first car. I have found a 2002 Buick Rendezvous CX that I am very interested in. The only problem now is insurance...With my car insurance company, Liberty Mutual, it will be close to $800 every 6 months! That is A LOT of a teenager or for anyone to be paying. That is also being under my parents policy which has the best coverage. What can I possibly do to finagle a lower price? I know that the car should be registered as pleasure driving, I have good grades, took Drivers education...what else can I do to try and lower my payment every 6 months? If there are any tips, please help me!

 

 

Does car insurance cost change depending on the area you live in?

I went to college and I would really like my car. However, my parents say that the car insurance would increase because of where my school is located. Is this true?

 

 

Insurance quote changes?

hi recently i have been looking for insurance for my car that i have purchased. i have recived a quote of 2500 on a 22/01/10 last week, 4 days later the quote has changed to 3000? i have been using go compare.com, y the sudden change? i havent changed nothing since my first quote so i do not understand this change ps i am 17yr old who has purchased a mk golf 1.4s hence high insurance price thanks in advance

 

Debt consolidation vs bankruptcy?

I'm just curious as to which option is best for my circumstances... I am a 21 year old mother, my fiance is 23. Over the years we have encountered some misfortunes being both irresponsible and young! We have accrued about 15K in medical bill debt, credit card debt and the delinquency of a repossessed vehicle from from several years ago. We are overwhelmed and ready to get our finances in order so that we can begin enjoying our kids and our lives to the fullest. We've grown up a lot over the years and we have accomplished more than I could imagine together, the good outweighing the bad by far, even for being so young. I feel that we are too young ot file for bankruptcy and the amount to small for such a negative mark on our credit. At least with debt consolidation, as the payments are made on time and our collectors paid our credit will be improving. I think that debt consolidation would be more honorable and gratifying because I'm not just wiping the slate and not paying off my earned debt as we would be doing with backruptcy. I kinda see it as a cowards way out :/. I own my mistakes, as does my fiance, we just want to make the right decision and I'm just curious as to others opinions on the matter. Thank you in advance...

https://www.linkedin.com/pulse/what-best-way-renew-your-car-tags-texas-insurance-up-date-jose-white/